Picture this: You’re cruising through the streets of New York, maybe jamming to your favorite song or lost in a daydream about your next bagel stop, when—BAM!—you find yourself in a fender bender. Car accidents can be overwhelming, but knowing what to do immediately after can make all the difference. Here are five essential steps to take after a crash in the Empire State.
- Check for Injuries and Call 911
Your safety comes first! Take a deep breath and assess if you or anyone else is injured. If there are injuries or significant damage, call 911 immediately. In New York, it’s legally required to report an accident if there’s an injury, death, or property damage exceeding $1,000. Even if it’s a minor accident, it’s always smart to call the police to get an official report.
- Move to a Safe Location (If Possible)
If the accident is minor and it’s safe to do so, move your car out of traffic to avoid blocking the road and causing further accidents. However, if the vehicles are severely damaged, stay put and turn on your hazard lights to warn other drivers.
- Exchange Information Like a Pro
You’ll need to swap details with the other driver(s), but don’t just scribble down a phone number on a napkin. Gather the following:
- Full names and contact info
- Driver’s license numbers
- License plate numbers
- Insurance company names and policy numbers
- Vehicle make, model, and color
- Location of the accident
- Names and contact details of any witnesses
Bonus tip: If the other driver tries to leave without sharing info—snap a picture of their license plate!
- Document Everything Like a Detective
Your smartphone is your best friend here. Take clear pictures and videos of:
- Vehicle damage from multiple angles
- Any visible injuries
- Road conditions, traffic signs, and skid marks
- The other vehicle’s license plate and damage
- The surrounding area (this can be helpful for insurance claims)
If police arrive, ask for the officer’s name and badge number, and request a copy of the accident report.
- Notify Your Insurance & Consider Legal Help
Report the accident to your insurance company as soon as possible. Even if you think you’re not at fault, never admit guilt at the scene—let the professionals determine that. If you’ve suffered injuries or the accident was serious, consider reaching out to a personal injury lawyer. New York follows a no-fault insurance system, which means your own insurance should cover medical expenses, but serious injuries might allow you to file a claim against the at-fault driver.
Final Thoughts: Stay Calm & Know Your Rights
Accidents are stressful, but taking the right steps can protect you physically, legally, and financially. Stay calm, gather information, and don’t hesitate to get professional advice.
If you or a loved one has been injured in a car accident in New York, Empire Injury Advocates, PLLC is here to help. Our experienced attorney will fight for your rights and get you the compensation you deserve. Contact me today for a free consultation!
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